West Virginia Mortgage Law Test 2025 – 400 Free Practice Questions to Pass the Exam

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Question: 1 / 400

Which of the following federal laws prompted the West Virginia Legislature to make amendments to WV Code?

Equal Credit Opportunity Act

The Equal Credit Opportunity Act (ECOA) prohibits credit discrimination on the basis of race, color, religion, national origin, sex, marital status, age, or receipt of public assistance. This federal law would have prompted the West Virginia Legislature to make amendments to the WV Code to ensure that the state's laws align with the protections offered by the ECOA and ensure fair treatment for all individuals seeking credit. The other options, while also important federal laws related to credit, were not the driving force behind the amendments made by the West Virginia Legislature.

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Fair Credit Reporting Act

Real Estate Settlement Procedures Act

Truth-in-Lending Act

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